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Personal debt consolidation and credit card refinancing entail using a new personal loan to repay your existing harmony. This doesn't eradicate personal debt, but replaces 1 debt with A different. Although own financial loan prices generally are reduced than charge card interest charges, you could fork out a lot more in origination expenses and interest about the life of the bank loan based on other bank loan conditions. Please talk to a economical advisor to determine if refinancing or consolidating is good for you.
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